11-month-old Haley Allen may soon be homeless. Her parents are three months behind in their mortgage and looking for answers. When the housing bubble burst, Quintin Allen's, Haley's dad, job as a carpenter evaporated. A Subprime loan isn't the problem, a lack of work is.

"I can't get a job to save my life," said Quintin Allen. "I can't get a job to save the house of course. I'm not only behind on the mortgage payment, I'm behind on a lot of payments."

The Allen's house is for sale or for rent. Lacy Allen, Haley's mom, says the family will take whatever deal they can get.

"Anything to try to avoid foreclosure and get somebody in here that can afford that payment," said Lacy Allen.

The Allen's are one of three thousand families who have called the state hotline for help this month alone. The hot line for people facing foreclosures recommends legal services attorneys to try and help people stay in their homes. Operator Tracy Brim hears panic everyday.

"They're scared," said Brim. "A lot of them have been in their homes for many years. Some have only been in their home a couple years."

The Allen's have been in their current home 18 months. The bank told them to expect foreclosure to begin August 1st. That's Quintin's birthday.