They hadn't lived in a flood zone, and they didn't move.

Hundreds of Marion County residents have been notified by FEMA that they now live in a flood zone, and that costs a lot of extra money in insurance costs.

Marion County's Zoning Division says it's still fielding a "flood" of calls, even after a year has gone by. County Zoning officials say they can help answer homeowners questions, and determine whether they qualify for any discounts.

Marion County Zoning Manager John Harvey said, "We can determine whether or not they are in a flood zone, we can also determine whether or not their home was built prior to 2008 if their home was in a flood zone then, we can tell them whether they are eligible for a reduced rate on their flood insurance."

Marion County is also working towards a new discount with the insurance services office which would reduce some homeowners' insurance rates by up to 15 percent.

That improvement would go into effect Oct. 1.