Whether you are ready or not, The Affordable Health Care Reform Act is going to require you to purchase health insurance if you don't already have it. 

There were many reactions today in the North Central Florida area, on both sides of the fence. 

Whether you agree with the mandate or not, change is happening. President of Insurance World, Victor Hazy says many people may be surprised to find out that they can get a high deductible policy for a lot less money than they think.

Those that refuse to purchase insurance under the new law will be fined, so essentially, Hazy says they will be paying money out of pocket without any type of reward. 

Hazy tells us that there are going to be more affordable options out there for people with lower incomes under the reform.

He advises that small business owners should not be too concerned with the new law, as it  will most likely only affect businesses with fifty or more employees.

So, what does this mean for you now, if you don't already have health insurance?

Hazy says you should be shopping for insurance now, talk to someone, get some quotes,find out what is available for you now, and of course get the insurance that is doable for you now. 

Fines for those without insurance will be $285 per family income, according to CNN, by the year 2014.